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Intermarket continues to be an insurance industry leader in the development of GROUP DISCOUNTED PROPERTY & CASUALTY INSURANCE PROGRAMS for the Franchised Supplemental Education market.

The largest In-Home Tutoring Franchisor, ClubZ! has been one of our most supportive clients.

Intermarket is proud to be in the unique position of being declared a Preferred Provider of insurance products and services by ClubZ! In-Home Tutoring Services.

Our success with this program, developed by and for ClubZ! Franchises, has been based not only on the dollar savings we have achieved, but also on our development of unique coverage’s such as Sexual Abuse and Molestation, Corporal Punishment and Teachers Errors and Omissions Coverage.  Our coverage’s meet all SES and NCLB requirements – including Educators Professional Liability.

When you join the our Franchisee GROUP DISCOUNTED Business Insurance Program, you’ll get service like no one else. You are assigned an individual service rep as single point of contact for questions, problems, changes and issues.  Plus should a claim occur, you have 24/7 access to a claim specialists who can assist you at a stressful time. Great Service, Great Rates, Great Coverage all add up to an Extraordinary Insurance Experience.

ClubZ! Coverage Package Includes:
Lower premiums
Abuse and Molestation Coverage
Professional Liability
Hired Non-Owned Auto Coverage
Efficient Customer Service
Seamless Process
And More…

Please feel free to contact us with any questions you may have about the ClubZ! program.

Vicky Hanley
Phone: 1-631-421-2424 Ext. 210
Email –

ClubZ! Franchisee Testimonials

Our ClubZ! Franchise Clients Say It Best:

“As a retired public school superintendent and Club Z! franchisee, I have worked with many insurance companies over the years. This is the first time that I can say it is a pleasure working with Vicky and Henry of Intermarket Insurance. Henry cut my rates by about 40% and increased my coverage in all areas when I switched to Intermarket. Vicky responds to requests for information within hours and goes out of her way to meet our needs. I sometimes wonder when they have the time to sleep since I’m on the west coast and they are on the east coast! I am pleased to have the opportunity to work with such fine people with a level of integrity that gives the insurance business a good name”.
Jamie M Perkins, LLC, Club Z! – Hanford, CA

“I shopped around for insurance once I became a Club Z! franchisee.  I found Intermarket Insurance to be the most affordable insurance and the people I spoke to understood our business, were friendly, knowledgeable and helpful.    Intermarket knows what Club Z! is all about and with so much experience  getting all the coverage I needed was very easy and straightforward.   When I have requested things like proof of insurance, Intermarket has been very responsive and usually got it to me either the same day or the next at the latest.   Overall, I am very happy with Intermarket Insurance.”
Gary D. Peterseil, ClubZ! – Mission Viejo, Ca.

“I am writing to let you know how satisfied I am with your service and the Intermarket Insurance Company. I have owned a Club Z! Franchise for over 10 years and have had several insurance agents during that time. While I was at first apprehensive in having an agent out of town, I have found that this has not been an issue at all. Your firm is quick to issue certificate,, when needed and I have found all persons to be helpful that I have dealt with from your office The coverage I now have is much better than any I had previously, and the costs are reasonable with respect to what I had paid with other agents.”
Joseph C Luchese, ClubZ! – Ocean View, NJ

“Being a new franchise we contacted several insurance carriers for the best coverage at a price that was within our budget and did not sacrifice coverage. Intermarket insurance surpassed our expectations and we have been satisfied ever since with their customer support and partnership in protecting our business.”
James Phillips, ClubZ! – Rancho Cucamonga, Ca 

“Intermarket’s insurance program offered me one comprehensive package, saving me over 50% compared to my previous coverage.”  “Henry Olszewski, at Intermarket made switching my insurance simple, quick and seamless, I wish I had done it sooner.”
Michelle Liebowitz of ClubZ! – Palm City, FL

“I am incredibly pleased with my new insurance policy through Intermarket Insurance Agency.  They were able to offer a 42% saving over my previous policy.  Furthermore the coverage’s are more appropriate for this type of business. Henry has made this process very easy, transparent and fast.  He has been very patient in answering all my questions. I am especially pleased to know that I can expect a rapid response to any enquiry whether via email or phone.”
Angela Grant of ClubZ! – Olympia, WA

“We have worked with Henry and Intermarket Insurance since forming our franchise and have been very happy with the service we have received. Any questions we have had are answered very quickly and accurately. All of our insurance needs have been handled by Vicky in a fast, pleasant and professional manner. We are more than satisfied.”
Bill Becher ClubZ! – St Louis, MO

“When I started my franchise just over a year ago I didn’t know anything about getting the proper insurance.  I asked around to a couple of other franchise owners for help.  I got the numbers to a few companies and began calling around.  Your price quote was the most reasonable; even a few hundred dollars less than other companies.  Henry was very helpful, answering all my questions, walking me through the steps, and processing my application quickly.  I highly recommend Intermarket Insurance.”
 Julie Keefe, ClubZ! – Raynham, MA

“To All Club Z! Franchisees – I’ve been insured by Intermarket Insurance for three years. On two occasions, while working with school districts on projects, I’ve required very quick support from Intermarket. Their response was immediate, providing me with the certificates I needed within a couple of hours of my request. I would recommend Intermarket to any Club Z! franchisee seeking professional liability insurance.”
Mike Siesing, ClubZ! – Frisco, CO

“I currently have my Business liability insurance with Intermarket Ins. Co.  I have found the Company to be very helpful and efficient when I was purchasing the insurance and thereafter.  At times when I have needed a document concerning the insurance, they have always sent it immediately.

Also, I compared prices with other insurance company’s and found Intermarket Ins. to be very affordable.”
Dahlia Calton, ClubZ! – Pine Mountain, GA

“As a new customer, I want to share the positive experience I have had with Intermarket Insurance. Vicky, the insurance broker has been a pleasure to work with. The rate and the coverage I chose saved me $200 and gave me much better coverage.”

Reingard Nathanson, ClubZ! – Sudbury, MA

“Intermarket has been a blessing for my franchise in Temecula, CA. Henry has always responded promptly to my emails and certificates requests. Since switching from my former insurer, I have saved quite a bit of money and now have much better coverage.  Intermarket is a very professional company that I highly recommend.”
Alysia Nelson, ClubZ! – Temecula, CA 

“I wanted to thank you for the support you gave while I was starting up my Club Z! franchise and researching insurance options. With the 100 other items I was trying to accomplish to open up the business, you exceeded all of my expectations. You were wonderful to work with; you understood the requirements of corporate and offered suggestions in what I required.  You quickly responded to processing the policy and offered competitive pricing.  I look forward to continuing working with you in the future.”
Lesley Rousey, ClubZ! – Georgetown, TX

“Your service has been top, thorough, and very professional. Thanks!”
Martin Berliant, ClubZ! – West Palm Beach, FL

“We have found working with Intermarket Insurance for our Club Z! liability insurance to be a very positive experience. The pricing has been fair, the information provided has been complete, and we have found their office responds quickly and thoroughly to any questions or requests for service. We have no hesitation in recommending Intermarket to other Club Z! franchises.”
John and Patti Lough, ClubZ! – Boise, ID

“I have been very pleased during the three years I have worked with Intermarket Insurance.   Most importantly, I feel like our business matters to them.  They are very helpful and responsive, and their prices are significantly lower than our previous provider.”

Eric Anderson, ClubZ! – Glen Ellyn, IL

“Intermarket was the least expensive of any of the three quotes we received this year by 30%, plus they were very responsive and terrific to work with.”
Scott Milbert, ClubZ! – Kingston, MA

As a service provider, you gain someone’s trust by providing timely, accurate, complete and convenient service.  Most quality clients value the complete experience–the value of the product and the service behind it.  Intermarket provided all of that.”
Robert Pierson of ClubZ! – Livermore, CA

“Intermarket’s policy has saved us 34% in premiums and increased our coverage across the board (SA&M 60%, E&O doubled aggregate)”
Glenn Walker, ClubZ! – Buena Park, CA

“Quick estimate from Henry
Much better pricing than our previous company
Certificate of insurance sent day requested
Pleasant and speedy service”

Judith Ball and Janet KawaClub Z! – Dartmouth, MA

“Intermarket made getting my Club Z! insurance coverage easy. Vicky was available when I called or emailed. Intermarket’s process was by far the easiest that I looked at and the price was better than most and provided the best coverage. Enrollment process was easy and only took a few calls and faxes.”
John Seegers, ClubZ! – Midlothian, VA